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Factors that Determine if Your Car Should be Repaired or be Considered a Total Loss

Last updated 6 years ago

When a car has been in a collision its title will generally change from “clear” to possible a “total loss”. The most extreme situations leave a car with a “total loss” title, which the insurance designates for financial purposes. You may have heard of a car being “totaled,” but not every major collision results in a total loss. Here is a brief guide to the “total loss” title:

When Can Your Car be Fixed?
Just about any car can be fixed, but many larger repairs are not covered by insurance. The fixable problems, in the eyes of the insurance companies, often include dents and easily replaced parts and components.

When is Your Car a Total Loss?
The insurance company involved will declare a car to be a total loss when it is “beyond repair.” Although “beyond repair” could mean the car is not safe for driving, it primarily refers to a car that needs repairs which are more expensive than the car’s current market value.

How can a Car Become a Total Loss?
Cars can become total losses in many ways. Newer cars that are declared a total loss have generally been in serious collisions which have destroyed engine components and framework. Older cars can become totaled in much less traumatic ways: If the engine has become irreparably damaged, but the car costs less than a new engine, then the car may be considered a total loss.

Whether your car’s title is clear or a total loss, bring it to Greulich’s Automotive Service and Repair for any maintenance or collision repairs. We are AAA-approved with excellent skills and customer service. Call us at (480) 483-8186 or contact us online for more information.

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